While self-build properties give you the opportunity to realise your property dream, custom-build houses also offer the freedom to lead the process completely, from the purchase of the land to the design and ultimately the build.

Custom-build properties are all about flexibility and giving you the power to make the decisions, in order to ensure that your project is exactly what you want, from start to finish. This form of property project is widespread internationally and is becoming increasingly popular across the UK.

The Process of a Custom-Build Project

The custom-build process begins with purchasing a fully-serviced plot of land from a custom-build developer, before working closely with an architect (or just by yourself) to design a floor plan and a model sketch of your dream home.

You can actively participate in the build project – as much or as little as you like – so you get more control over your final home. A custom-build developer can provide you with a menu of options to choose from for your project. You can work closely with an architect to design your home from scratch and then leave the build to the developer, or you can pick up the tools and get involved. The different options are what makes custom-build projects so attractive to aspirational homeowners.

Things to Consider with a Custom-Build Project

Custom-build sites can range from 4 – 1,000 serviced plots of land ready for building on, and each site will have its own selection of options to choose from. This gives you the chance to pick a particular plot of land, design your home, and build it too, but the process is not without costs.

You will need to factor in the various stages of your custom-build project in order to estimate a realistic overall cost. These include…

  • Professional fees (such as those relating to architects, engineers and solicitors)
  • Construction costs (including materials and labour)
  • Land cost (each plot will need to be purchased accordingly)
  • Fixtures and fittings (for the interiors at the end of the project)

Funding Your Custom-Build Project

We can help fund your custom-build or self-build project, from the initial stages to the completion. You can borrow between £10,000 to £5 million. We have the team in place to understand the nuances and detail that are involved with custom-build and self-build projects. We are happy to work with you to achieve the end result.

We have also worked successfully with customers that have utilised the custom-build process to sell on for profit. The custom-build process can prove to be a good stepping stone for those wanting to become involved in property development although are not quite ready to take an entire project start to finish.

Read about our products and costs for further information on how our funding can be used for your custom-build project.

To talk through your specific project requirements and to clarify any queries about our funding, contact a member of our Manchester-based team. Call us on 08000 44 84 84 or email us directly at enquires@affirmative.co.uk.

Some loans may be regulated by the Financial Conduct Authority (FCA). If your loan is regulated, we can deal with your application. It must be submitted through an FCA-regulated intermediary.


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