Finance for Your Property Project
We provide bridging loans and development finance for individuals and businesses across England, Scotland and Wales. Our fast funding can help you overcome financial obstacles, in order to drive a transaction to completion or to put a project back on track.
Our loans are flexible, so that you can apply the finance to suit your needs. See our case studies for various examples of how our finance has aided a range of projects.
How We Can Help You
We aim to make the borrowing process as clear and smooth as possible for you. If you are unfamiliar with bridging finance and how it works, we can explain the full process to you and can offer loan facilities to fit your requirements.
Our short-term finance can be used for many different types of transactions and projects. Here are some of the most common:
- A residential property purchase (e.g. buy before sell)
- A commercial property purchase
- An auction property purchase
- A self-build
- Property development (single to multiple units; both houses and flats)
- Property refurbishment (including permitted development rights)
- Tax resolution (e.g. PAYE, Corporation, Inheritance, Income, and Capital Gains)
- Unmortgageable properties (non-standard construction, no bathroom, no kitchen)
- Consumer buy-to-let loans
How the Process Works
Once you submit your application, we will work to tight timescales so that you can secure the loan as soon as possible and fulfil your project. In most scenarios, we will get an offer letter to you within hours of your application.
Our minimum loan amount is £10,000 and the maximum is £5 million. You can borrow up to 75% loan-to-valuation, or even higher in some cases (with additional security). The full 100% of the purchase price, build and refurbishment, or development costs can also be available. Stage facilities are structured so that interest is only charged on monies drawn.
We examine each lending scenario individually, using flexible rates that are aligned with your particular requirements and transaction.
Apply for Your Bridging Loan or Development Finance
You can apply for a bridging or development loan by filling in our quick online form. If you would like to talk to us first about your project and requirements, call our Manchester office on 08000 44 84 84. Alternatively, send us a short email with your contact details, and someone will be in touch.